How to keep your bank account safe / 8 Tips for Keeping Your Online Bank Account Safe
The banking industry has evolved with new technologies. Nowadays it has become easy to open a digital savings account online and many people prefer online banking instead of visiting the bank and standing in line for every small transaction. Although all banking operations can be done through internet banking, it is also important for you to know how to secure your bank account with internet banking. There are many scammers who are always looking for ways to steal your money. Therefore it is very important that you be alert. Consider the following tips for a worry-free online banking experience. (How to keep your bank account safe)
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Tips: – How to keep your bank account safe
(i) Keep changing your bank password regularly- Apne Bank Account ko Safe Kaise Rakhe
To keep your bank account secure, it is important to change your password regularly. That way, if someone hacks a website and logs in as you, they won’t be able to steal your personal information (like your account number and password). Your new password must be at least 8 characters long and contain at least 1 number or special character.
(ii) Please do not log in using a public computer.
It is important never to use your bank’s Internet Banking on a public computer as this way someone can easily access your secure information, which could allow them to access your bank account. Be very careful about using Internet banking on public equipment, especially because it is possible to lose money this way. Make it a rule never to do this.
(iii) Please do not use automatic login.
Automatic login is a feature that allows you to automatically log in to your bank account using your username and password. This is a convenience feature, but it also means that there is a higher risk of fraud.
If someone accesses your account without your permission, they can take money from your account until it is gone.
This is why in order to keep your bank account safe, you should avoid using this feature and log into your account manually whenever possible. Sometimes, when you use this facility, your bank account may be at risk. Therefore, to be safe, you should always manually login to your account instead.
(iv) Type Internet Banking URL – Apne Bank Account ko Safe Kaise Rakhe
When you’re visiting a website, be careful not to click on a link in an email. If you do this, you may end up on a fake website that looks like a real bank website. This website may steal your login information, allowing someone else to access your account and steal your money. To avoid this, always type the URL of the bank in the address bar of the browser. This way, you will be sure that you are visiting the genuine website.
(v) enable two-factor authentication
Two-factor authentication is one way to ensure that your online accounts are safe from hackers. It uses a combination of something you know (like your password) and something else, like an app or text message, to verify your identity.
Two-factor authentication is one way to ensure that your online accounts are safe from hackers. It uses a combination of something you know (like your password) and something else, like an app or text message, to verify your identity.
(vi) Do not become a victim of phishing or scams – How to keep your bank account safe
When you receive an email, be sure to check it carefully. If you think this may be a scam, do not respond to the email or provide any personal information. Instead, report the email to the email service provider. And if you do get a phone call, don’t give out any personal information. just hang up the phone
Follow these tips to avoid falling victim to these scams:
- If you receive an email that looks like it could be harmful or risky, delete it immediately. If you think this may be spam or a phishing attack, report it to us.
- Be suspicious if someone asks you for your password or PIN number over the phone or in person. If someone does this then disconnect the phone.
(vii) use the official app
To stay safe while using your bank’s website or app, you can download the mobile app from the official website of the bank. Mobile apps are less likely to be hacked, as they are less likely to be targeted by computer attacks. You’ll be most secure if you can access your cellular network and log into your account that way. (How to keep your bank account safe)
(viii) Keep an eye on your bank statement – Apne Bank Account ko Safe Kaise Rakhe
To prevent fraud, you need to carefully review your monthly bank statements. If you notice any unusual transactions, you should contact your bank immediately.
last word
Follow these tips to keep your bank account safe. We can’t guarantee that you’ll never be a victim of online crime, but by taking these precautions, you can reduce your chances.
Author information:- How to keep your bank account safe
Naina Rajagopalan have a deep fascination to learn about finance. She has been money wise since a young age and has always shared her knowledge and tips with the people around her. Being a member of the content team of Frio Save, a Neo bank offering 7% interest rate on savings as well as benefits like insurance, safe and banking on the balance, and so on, in the banking and fintech industries Naina is always updated with whatever new happenings or whatever is the latest update. He has taken it upon himself to share his knowledge with readers from all walks of life to help them manage their finances and savings better, so that they can make the most of their lives while spending, borrowing, investing and saving. Can take better decisions.
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