Bank of India Personal Loan ₹20 Lakh Loan with just one missed call/
Bank of India personal loan ₹ 20 lakh loan with just one missed call / To take personal loan from Bank of India, you have to make only one missed call or you can get a loan from Rs 10 lakh to Rs 200000 by sending a message can do /
Friends, we need money at some point of time and every bank provides us personal loan immediately. Each bank provides different offers and different ways to give personal loan.
If you are a customer of Bank of India and you need a personal loan, then you can apply for the loan sitting at home by just giving a missed call, as well as the bank has given the facility of providing the loan by giving a message if you are in the bank. Banks offer you a loan even when you send a message to
Bank of India Star Personal Loan?-
1- Bank of India Star Personal Loan Scheme provides loans to meet the various personal needs of the customers and their family.
2- The bank provides loans for marriage expenses, medical expenses, educational expenses, purchase of consumer durables, etc. The maximum amount of advance is Rs 20.00 lakhs, depending on the income with very attractive interest rate and easy repayment plan.
To meet your personal loan needs, just give a missed call to 8010968305 or SMS 76693,00024.
How much can one get the BOI Star Personal Loan?
Bank of India provides you 2 types of loans. If you are applying for personal loan from Bank of India, then you should already know which loan you want to take from Bank of India which is as follows –
1- Bank of India Star Unsecured Loan offer?-
Unsecured loan is the loan in which the bank does not ask you for any kind of security, basically when we want to get a loan from the bank, then the bank asks us for some document property as security as well as a guarantor. Only then banks provide you loan.
But under Bank of India Star Personal Loan Offer, you can get a loan of Rs 100000 as unsecured loan and to get this loan, you just have to give the guidelines of the bank or by giving missed call on the given number and by SMS. can get loan.
2- BOI secured loan offer?
Secured loan is that loan, before giving it, the bank takes security from you, only then the bank provides you the loan, as a security, the bank demands property documents from you today, as well as a guarantor is also needed, only then the bank provides you the secured loan. does |
Bank of India provides you a loan of Rs 200000 in a secured loan under Star Personal Loan Offer. If you want to take a personal loan from Bank of India and you need more money then you can get a secured loan of Rs 200000 from Bank of India. can |
What is BANK OF INDIA missed call loan offer?
Every bank wants the customer to get maximum loan from the same bank where he has an account, but the customer does not get loan from the bank easily, so most of the banks in today’s time try to give loan online.
Keeping this in mind, Bank of India has taken a new initiative to give loan to the customer and under this new initiative or facility, the bank tries to give personal loan to its customer on just a missed call as well as if You do even just a message, only then the bank offers you the loan.
Just give a missed call to 8010968305 or SMS to 76693,00024. The bank itself will give you complete information about the loan by calling you, as well as which loan you are eligible for, that loan will be given to you, if you are a customer of Bank of India, then you can get the loan by calling or messaging this number
How much loan can I get from Bank of India?
Salaried Individuals: 15 times the monthly net emoluments.
Other persons: 100% of gross average annual income as per last three income tax returns.
Salaried person: 30 times of monthly gross emoluments
Other persons: 200% of gross average annual income as per last three income tax returns.
Note: When setting the limit. It should be ensured that the net take home pay/income (net of EMI of the proposed advance) should not be less than prescribed as under:
Net Take Home Monthly Gross Income
40% up to Rs. 1 Lac
30% Rs. 1 lakh to 5 lakh
25% Rs. 5 lakh and above
BANK OF INDIA STAR PERSONAL LOAN INTEREST RATE?
Star Personal Loan Scheme
Lumpsum 2.00% Loan
the minimum. Rs.1,000/-
Senior Citizen (60 years and above)
above) No processing fee
Irrespective of loan amount and for individuals
Spreads range from 4.50% to 5.50%
1. Totally Secure RBLR + 4.50% = 11.35%
2. Clean/Unsafe RBLR + 5.50% = 12.35%
for senior citizens
Age 60 years and above
up and for loan
50000.00 up to Rs.
RBLR + 3.50% = 10.35%
Secured under tie-up arrangement
RBLR + 4.50% = 11.35%
4 Star Pensioner Loan Scheme
Lump sum 2.00% of the loan amount
the minimum. Rupee. 500/- Maximum 2,000/-
no processing fee for
Senior Citizen (60 years and above)
According to D Star Pensioner
Eligibility for Bank of India Star Personal Loan?
Salaried Permanent Employees, Professional and High Net Worth Individuals, Regular Pensioners or Family Pensioners who draw regular monthly pension through our Bank Branch, Staff Members, Retired Employees (other than dismissed/compulsory retired).
Basically, the bank gives you a loan here only if you are associated with any government institution or bank, you have a monthly income or you are a retired employee and every month a regular pension comes in your account.
Bank of India is not providing loans to everyone here, it is providing loans only to government employees, those employees who are getting a fixed salary every month or those employees who have created service and in their account. Pension comes every month, they can apply for Bank of India Personal Loan.
Salaried Permanent Employees, Professionals and High Net Worth Individuals, Regular Pensioners or Family Pensioners who receive regular monthly pension through our Bank Branch, Staff Members, Retired Employees (other than dismissed/compulsory retired).