Pradhan Mantri Mudra Loan/ PMEGP Scheme 2022 Get ₹ 25 lakh loan without documents /
Pradhan Mantri Mudra Loan/ PMEGP Scheme 2022 Get ₹ 25 lakh loan without documents /Under the PMEGP scheme program, you can get a loan sitting at home. In this scheme, special benefits have been given mainly for women and unemployed men.
PMEGP Scheme Program is a revolutionary decision of the Ministry of Small and Medium Enterprises in Russia, Government of India, which has been prepared with respect to the Prime Minister’s Employment Scheme and Rural Employment Generation Program
How can you take advantage of the Prime Minister’s Mudra loan scheme, where will you get the form for this and you will get complete information in this post.
The nodal agency for the implementation of this scheme at the entire national level of Pradhan Mantri Loan Yojana, Khadi and Village Industries Commission is as follows-
Educational Qualification for Pradhan Mantri Mudra Loan Yojana-
For this scheme, you do not need any special education, even if you have passed VIII, you can still apply under this scheme, at least your educational qualification must be VIII pass and the higher it is your would be equally beneficial.
But before you take advantage of this scheme, you have to take training under the Entrepreneurship Development Program.
Entrepreneurship Development Program Training-
This is the training under whichever category you want to take a loan, when you get any kind of money or loan from the government, then you have to tell why you want that amount and for which business for which business. Under which employment are you taking in which you have taken training under the Entrepreneurship Development Program?
You can apply for this training in any way online or offline or you can also get training by contacting the nearest Khadi Gram Udyog Kendra.
PMEGP Scheme Sanctioned Amount-
Under the Pradhan Mantri Mudra Loan Yojana scheme, you get an amount of up to ₹ 2500000 and this amount can be less or more, if your business proposal is big then you can get this amount even more and if your business proposal is small and If you are taking this amount for a small business, then this amount can also be less.
Different amounts have been fixed under the Pradhan Mantri Mudra Loan Scheme, but the scheme we are talking about today, under this Pradhan Mantri Mudra Loan Scheme, you are provided a loan of one and a half lakh rupees without any income proof and without any security. You get this amount directly in your bank account, for this you only have to provide some documents which give information about you such as-
Documents to be taken in Pradhan Mantri Mudra Loan Yojana-
When you apply for the Prime Minister’s loan scheme, then you first have to get the no-objection and population certificate from your head, this is a form that you have to fill and get the signature from your head, how are these forms which you can see below are looking-
Prime Minister Mudra Loan Scheme
After this you have to submit your Aadhar card, that means you have to give a photo copy of it and you have to give your bank account number name, IFSC code etc.
If you want, you can also give your bank statement, but it is not mandatory that you will be given more money in the same account as the account number you give.
Exemption available in Pradhan Mantri Mudra Loan Scheme-
In the Pradhan Mantri Mudra Loan Scheme, you are given different discounts depending on the different categories, but today we are talking about this scheme, in this you get a discount of 35% and at the same time you are given interest free amount.
It means to say that you will have to deposit 65% of the 10 lakh rupees that you will get for your employment, as well as the amount you have taken will not charge you any interest, that interest will be paid by the government itself.
Physical verification-
When you apply for PMEGP scheme, then you have to give information under which employment you are getting this money and whether you are getting the money you are getting, there is physical verification for whether you are investing in the same work or not. is |
This verification happens after some time after you get the first installment and when it is certain that you are doing the same work for which you have received that amount from the government, then the rest of the amount is also provided to you.
Bank loan amount
Under the PMEGP scheme, 90 to 95 percent of the amount is provided to you, the rest of the amount has to be invested in the form of personal contribution.
For example, if you get a loan of ₹ 1000000, then you will get ₹ 950000 from the bank, the rest 50,000 you will have to invest in that employment from yourself.
In this scheme, people falling in the general category have to contribute 10%.
Apart from this, other caste and female general category have to contribute 5%.
In the Prime Minister’s loan scheme, people falling in the general category have to contribute 10%.
Apart from this, other caste and female general category have to contribute 5%.
Prime Minister Mudra Loan Scheme Eligible Potential Industry-
Some industries have been fixed under the PMEGP scheme, which are as follows-
mineral based industries
forest based industries
Agro based industries
polymer and chemical base industries
Engineering and non-traditional industries
clothing industry
service industry
Based on these seven types of industries, you can start any self-employment, at least 10 to 15 industries work in the industry, in total 105 types of industries can be started under this scheme, for detailed information, you can visit our next post. We can see in which we will give you detailed information, which industry is involved in which industry.
List of prohibited works-
Under the PMEGP scheme, you have some employment in which it is forbidden to do these works.
Industries related to non-vegetarian Canned food items Beedi Pan Cigars Cigars etc. Production of intoxicants Any hotel Dhaba where non-vegetarian food is served Use of tobacco as raw material Date walking Selling tea coffee Cultivation of crops on Raman basis Industry Sericulture,
Fishing, Sugar farming, Poultry farming Manufacture of polythene bags polluting the cover, Plastic bags, containers etc.
In this way you can apply under PMEGP scheme and take advantage of this scheme. can apply and
